Although we lend throughout CA, our focus is in the Bakersfield, Kern County and Central Valley areas. We accept applications for non-owner occupied loans business purpose loans (i.e. properties producing income, etc.) secured by real estate in CA.
We offer loans on all types of real estate; residential, commercial, industrial, agricultural, special purpose, and land. Our staff and ownership group has over 100 years of experience in the real estate industry. Whether you are a Trust Deed investor, real estate broker or borrower, you will find VMI to be a company with the knowledge, experience and integrity to handle all your private money needs.
Top Rated Private Money Lender
If you have financing related questions, we have the answers.
Specializing in Bakersfield Loans
We offer loans on all types of real estate; residential, commercial, industrial, agricultural, special purpose and land. Our staff and ownership group has over 100 years of experience in the real estate industry. Whether you are a Trust Deed investor, real estate broker or borrower, you will find VMI to be a company with the knowledge, experience and integrity to handle all your private money needs.
At VMI, saying NO never felt so good:
- NO up-front fees
- NO prepayment penalties
- NO appraisal required on Most local (Kern County) properties
- NO FICO requirement
- NO seasoning requirements for property or down payment
- NO limit on income properties owned
- NO SSN ok with valid Tax Id Number
How much do you qualify for?
No Obligation. No Credit Check.
Kern County's Primary Source for Private Money Lending
$1 Billion
in loans funded to date
10-DAY
average closing
100%
customer satisfaction rate

Loan Options
Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Our clients are the foundation of our success