Frequently Asked Questions
Traditional financing can be slow, strict, and difficult to qualify for. Private money offers a faster, more flexible alternative, ideal for investors who need to close quickly, don’t meet conventional loan requirements, or are purchasing unique properties.
Our streamlined process and focus on property value over personal credit make it easier to access funding when and where you need it most.
Most loans close within 7 to 14 days.
We provide private money loans for non-owner-occupied properties, including:
- Residential investment properties
- Multi-family units
- Commercial buildings
- Agricultural land
- Vacant Lots with water and power
- Manufactured homes on permanent foundations (not in mobile home parks)
No, we specialize in financing non-owner-occupied, investment properties only.
Our proprietary approval process focuses primarily on the value of the property being financed, rather than the borrower's credit profile or income documentation.
We offer low-documentation loans, which typically do not require traditional income verification or tax returns.
Yes, we can finance properties held in an LLC or corporate entity, provided they meet our lending criteria.
While we do offer loans for vacant land, these are evaluated on a case-by-case basis and are subject to stricter criteria.
We lend throughout California, with a primary focus on Bakersfield, Kern County, and the Central Valley.
We pride ourselves on fast closings. The exact timeline depends on the specifics of the transaction, but our streamlined process is designed for efficiency.
Our loans are intended for the purchase of investment properties. We do not provide additional funds specifically for renovations.
