Rural Property Loans

Hard-Money Rural Property Loans for Your Commercial Investment

Are you interested in purchasing rural property for commercial use? When it comes to financing your investment, you have a choice in how you borrow. At Valley Mortgage Investments, we provide all hard-money loans to our clients. Hard money loans are a pathway to fast approval and fast funding for many clients. If you need up-front collateral for your rural property investment, we can provide a personalized quote within days and help you secure the property you and your business partners want. We can provide rural property loans for clients in Paso Robles, Fresno, Visalia, and surrounding California. Contact us to get started.

What’s Unique About a Hard-Money Rural Property Loan?

While the U.S. Department of Agriculture provides amazing loan programs for consumers purchasing rural-area homes, these benefits do not extend to commercial purchase. Additionally, traditional mortgage options may not provide the fast results or the short terms that many commercial rural investors seek. Our hard-money rural property loans provide an avenue for business clients who seek an alternative. Hard money commercial loans are not for everyone. They have higher interest rates than traditional commercial loans, because of the higher risk and shorter terms involved. Our mortgage professionals will ensure that your

For many clients, the key benefit of this and other types of hard money loans lies in the approval process. Our team focuses most prominently on the value of the rural property being purchased in the loan approval process, rather than on an investor or investors’ financial status. Borrowers do not have to provide extensive financial paperwork, tax returns or other documents. This type of loan relies on the value of the collateral being financed to repay the loan should a borrower default.

How Can You Use a Rural Property Loan?

Rural property is a category that includes many types of land and commercial operations, including:

  • Farms
  • Ranches
  • Timberland
  • Dairy Farms
  • Hunting Land
  • Vacant Lots
  • Residential Rural Land

Our team can facilitate an evaluation of the land you wish to purchase within days, much faster than traditional big bank loans.

The Benefits of Choosing Valley Mortgage Investments

When you work with Valley Mortgage Investments for rural and other types of business hard-money loans, you reap the benefits of a long-term partnership. We succeed when our financing clients succeed. We can offer: no prepayment penalties, great loan to value (LTV) ratios, flexible terms, and competitive rates, with no income requirements or minimum FICO scores.  If you want more information about hard-money rural property loans in Paso Robles, Fresno, Visalia, or surrounding communities, contact Valley Mortgage Investments for honest answers.