Private Money Refinance Loans for Commercial Properties

At Valley Mortgage Investments, we offer private money refinance loans for commercial real estate owners looking to access equity or restructure existing financing. With asset-based underwriting and flexible loan terms, we provide a streamlined path to funding—without the delays of traditional lending.

Whether you're refinancing for cash-out or seeking better terms, we’ll help you move quickly and confidently.

Two business men shaking hands

Quick Facts About Our Commercial Refinance Loans:

  • Refinance options for office, retail, and industrial buildings
  • Cash-out and rate/term refinances available
  • Property-driven approval process with minimal documentation required
  • Fast approvals and closings
  • While we serve all of California, our primary focus is on Bakersfield, Kern County, the Central Coast, and the Central Valley, with financing available in other regions on a case-by-case basis.