Private Money Refinance Loans for Multi-Family Investment Properties

At Valley Mortgage Investments, we provide fast, flexible private money refinance options for multi-family properties across California. Whether you're looking to access equity, restructure your loan, or prepare for your next acquisition, we offer a streamlined, asset-based approach that gets you moving faster.

Our process is based primarily on the current value of the property, not personal income documentation—ideal for investors with time-sensitive goals or unconventional scenarios.

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Quick Facts About Our Multi-Family Refinance Loans:

  • Available for 2–4 unit and small apartment buildings
  • Cash-out and rate/term refinance options
  • Designed for investors needing flexibility and speed
  • Fast approvals and closings
  • While we serve all of California, our primary focus is on Bakersfield, Kern County, the Central Coast, and the Central Valley, with financing available in other regions on a case-by-case basis.