Private Money Lending for Non-Owner-Occupied Rural and Specialty Properties
At Valley Mortgage Investments, we provide private money loans for a wide range of rural and specialty property types. When traditional financing falls short, our asset-based approach allows you to secure the funding you need—quickly and efficiently.
We understand that non-traditional properties can be challenging to finance through conventional lenders. Our process focuses on the value of the property, not just income verification or credit history, making it possible to close on unique opportunities.
Types of Rural & Specialty Properties We Finance:
- Commercial and Industrial Properties – Retail spaces, warehouses, office buildings, and more
- Agricultural Land – Farmland, ranches, and other ag properties (no water and power requirement)
- Multi-Family Units – Duplexes, triplexes, fourplexes, and apartment buildings
- Manufactured Homes – Must be on permanent foundations and located on owned land, not mobile parks
- Rural Properties – Located outside standard lending zones
Vacant Land Financing:
We do consider loans on vacant land; however, the property must have immediate potential for development or use, such as access to utilities (water, power) or clear value in its current state.
