Private Money Refinance Loans for Single-Family Investment Properties
At Valley Mortgage Investments, we provide private money refinance loans for non-owner-occupied single-family homes throughout California. Whether you’re looking to access equity, restructure an existing loan, or prepare for your next investment move, we offer fast, asset-based refinancing to help you reach your goals quickly.
Our streamlined process focuses on the current value of the property, making it easier to secure financing without traditional income or tax documentation requirements.

Quick Facts About Our Single-Family Investment Refinances:
- Designed for non-owner-occupied properties
- Cash-out refinance and rate/term refinance options available
- Flexible loan structures based on property value, location, and timing
- Fast approvals and closings
- While we serve all of California, our primary focus is on Bakersfield, Kern County, the Central Coast, and the Central Valley, with financing available in other regions on a case-by-case basis.