Photo of Denise Ambrosini

Denise Ambrosini

Loan Processor

Loan Processor at Valley Mortgage Investments since June 2011. Although I'm originally from the San Fernando Valley, I've lived in Bakersfield for over 20 years. For the majority of the last 20 years, I have been in the lending field as either a loan officer or loan processor. As a Loan Processor at Valley Mortgage…

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Mark Augustine


Along with my partners, I founded Valley Mortgage Investments in September 2009. I currently serve as the company president. With the exception of my time at San Diego State University, I am a life-long resident of Bakersfield. I started in the real estate industry as an appraiser in 1991. After 3 years in the appraisal…

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April De La Rosa

Executive assistant

I've been in the real estate field since 2005 and I believe that has helped me with my position here at VMI. My primary focus here at VMI is to get the loan packages ready for our loan processors. I work closely with loan officers and borrowers to make sure their transaction runs smoothly as…

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Jane Marin


Receptionist at Valley Mortgage Investments since December 2013. I am a Bakersfieldian. My past experience in customer service, has prepared me well for my position at VMI. I enjoy working with our borrowers and investors, and very blessed to be part of a terrific team at VMI. My primary duties are to assist a smooth…

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Flor Rios

Office Manager

I have worked in Loan Servicing at Valley Mortgage Investments since October 2009. I am originally from the Los Angeles area and have lived in Bakersfield since 1993. Prior to joining VMI, I was a realtor for 2 years and serviced student loans for 5 years. This experience has helped me understand the lending process…

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Erika Rivas

Servicing Department

I started working at Valley Mortgage Investments in Loan Servicing Department since May 2019. I was born and raised here in Bakersfield. I have worked in Real Estate since 2014 and I have loved it ever since. The experience I have had with Valley Mortgage has been like no other, not only with my co-workers…